Side-by-side · Q2 2026 data
Academy Bank, National Association vs Vantage West Credit Union
Metric by metric
| Measure | Academy Bank, National Association | Vantage West Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 93 (stronger) | 53 |
| Loan quality | 65 | 72 (stronger) |
| Earnings | 62 (stronger) | 51 |
| Funding & liquidity | 49 | 71 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 70th | 33rd |
| Total assets | $3.2B | $3.3B |
| Deposits / shares | $2.7B | $2.8B |
| Capital ratio | 14.35% (stronger) | 10.32% |
| Problem loans | 1.05% | 0.84% (stronger) |
| Net charge-offs | 0.29% (stronger) | 1.48% |
| Return on assets | 1.05% (stronger) | 0.78% |
| Loans ÷ deposits | 91.7% | 89.4% (stronger) |
| Uninsured deposits | 32.5% | 6.3% (stronger) |
| Offices | 80 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Academy Bank, National Association has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Academy Bank, National Association leads on 4 and Vantage West Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.