Vantage West Credit Union is a federally insured state-chartered credit union headquartered in Tucson, Arizona, in business for about 71 years. At the end of Q2 2026 it reported $3.3B in total assets and $2.8B in member shares and deposits, with 20 offices.
Based on its Q2 2026 filing, Vantage West Credit Union scores 63/100, which we describe as moderate. That is higher than only 33% of 454 credit unions with $1 billion – $10 billion. Among 33 credit unions headquartered in Arizona, it ranks 25th. Its strongest component is problem-loan coverage (87/100; 6.4%), and its lowest is earnings (51/100; 0.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (61 → 63), mostly because the earnings component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 61 |
| Q1 2025 | 56 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 59 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.62% |
| Q3 2024 | 10.42% |
| Q4 2024 | 10.19% |
| Q1 2025 | 9.92% |
| Q2 2025 | 10.11% |
| Q3 2025 | 9.86% |
| Q4 2025 | 9.89% |
| Q1 2026 | 10.21% |
| Q2 2026 | 10.32% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.92% |
| Q4 2025 | 1.06% |
| Q1 2026 | 0.85% |
| Q2 2026 | 0.84% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.45% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $3.3B | 10.32% | 0.84% | 0.78% | 89.4% |
| Q1 2026 | 63 | $3.3B | 10.21% | 0.85% | 0.65% | 86.7% |
| Q4 2025 | 59 | $3.4B | 9.89% | 1.06% | 0.56% | 85.0% |
| Q3 2025 | 60 | $3.4B | 9.86% | 0.92% | 0.54% | 84.7% |
| Q2 2025 | 61 | $3.2B | 10.11% | 0.81% | 0.45% | 88.2% |
| Q1 2025 | 56 | $3.2B | 9.92% | 0.94% | 0.04% | 86.5% |
| Q4 2024 | 61 | $3.1B | 10.19% | 0.89% | 0.50% | 86.7% |
| Q3 2024 | 67 | $3.1B | 10.42% | 0.75% | 0.92% | 85.5% |
| Q2 2024 | 68 | $3.0B | 10.62% | 0.72% | 1.08% | 87.1% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arizona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Arizona Financial Credit UnionCredit union Phoenix, AZ | 76 out of 100, Strong | $3.9B | 11.8% | 0.39% | vs |
| Hughes Federal Credit UnionCredit union Tucson, AZ | 38 out of 100, Low | $2.6B | 8.9% | 2.28% | vs |
| Oneaz Credit UnionCredit union Phoenix, AZ | 71 out of 100, Strong | $4.5B | 10.4% | 0.66% | vs |
| Truwest Credit UnionCredit union Scottsdale, AZ | 66 out of 100, Moderate | $1.7B | 11.0% | 0.68% | vs |
| Pima Federal Credit UnionCredit union Tucson, AZ | 68 out of 100, Moderate | $1.7B | 9.4% | 0.56% | vs |
| Credit Union WestCredit union Glendale, AZ | 66 out of 100, Moderate | $1.5B | 10.5% | 0.38% | vs |
Deposit insurance
Is my money safe at Vantage West Credit Union?
Yes. Vantage West Credit Union is a federally insured credit union (NCUA charter #68558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.3% of shares and deposits ($178.4M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.32%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
20 locations
Branches
Vantage West Credit Union lists 20 offices in 7 cities. Most locations:
- Tucson, AZ (14)
- Casa Grande, AZ (1)
- Gilbert, AZ (1)
- Glendale, AZ (1)
- Oro Valley, AZ (1)
- Phoenix, AZ (1)
- Tombstone, AZ (1)
Identity & history
Profile
- Legal name
- Vantage West Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68558
- RSSD ID
- 162980
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 2480 N. Arcadia Ave, Tucson, AZ 85712
- Employees
- 499
Quick answers
Vantage West Credit Union: common questions
Is Vantage West Credit Union NCUA insured?
Yes. Vantage West Credit Union is a federally insured credit union (NCUA charter #68558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Vantage West Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Vantage West Credit Union have?
20 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tucson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Busey BankBank Champaign, IL | 74 out of 100, Strong | $18.1B | 12.4% | 0.51% | vs |
| Southwest Heritage BankBank Scottsdale, AZ | 73 out of 100, Strong | $892.8M | 13.4% | 0.67% | vs |
| Academy Bank, National AssociationBank Kansas City, MO | 73 out of 100, Strong | $3.2B | 14.3% | 1.05% | vs |
| Oneaz Credit UnionCredit union Phoenix, AZ | 71 out of 100, Strong | $4.5B | 10.4% | 0.66% | vs |
| Pima Federal Credit UnionCredit union Tucson, AZ | 68 out of 100, Moderate | $1.7B | 9.4% | 0.56% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |