Side-by-side · Q2 2026 data
Acadia Federal Credit Union vs Downeast Credit Union
Metric by metric
| Measure | Acadia Federal Credit Union | Downeast Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 54 |
| Capital cushion | 61 (stronger) | 38 |
| Loan quality | 63 | 68 (stronger) |
| Earnings | 40 (stronger) | 39 |
| Funding & liquidity | 62 | 66 (stronger) |
| Problem-loan coverage | 82 (stronger) | 80 |
| Peer percentile | 21st | 10th |
| Total assets | $412.8M | $330.4M |
| Deposits / shares | $358.6M | $297.3M |
| Capital ratio | 11.08% (stronger) | 8.85% |
| Problem loans | 1.12% | 0.95% (stronger) |
| Net charge-offs | 1.05% | 0.31% (stronger) |
| Return on assets | 0.50% (stronger) | 0.48% |
| Loans ÷ deposits | 97.9% | 94.2% (stronger) |
| Uninsured deposits | 9.0% | 7.8% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 34.2% |
Acadia Federal Credit Union has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Acadia Federal Credit Union leads on 3 and Downeast Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.