Side-by-side · Q2 2026 data
Acadian Federal Credit Union vs Bayou Community Federal Credit Union
Credit union
Bayou Community Federal Credit Union
Saint Gabriel, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Acadian Federal Credit Union | Bayou Community Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 69 (stronger) | 49 |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 61 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 72nd | 36th |
| Total assets | $20.9M | $17.7M |
| Deposits / shares | $18.4M | $15.8M |
| Capital ratio | 11.86% (stronger) | 9.90% |
| Problem loans | 0.02% (stronger) | 0.56% |
| Net charge-offs | 0.93% | 0.31% (stronger) |
| Return on assets | 1.03% | 1.13% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 87.2% |
| Uninsured deposits | 2.2% | 1.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acadian Federal Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Acadian Federal Credit Union leads on 4 and Bayou Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.