TellerScore

Acadian Federal Credit Union (NCUA charter #6898) is based in Lafayette, Louisiana. Its Q2 2026 call report shows $20.9M in total assets and $18.4M in member shares and deposits and 1 office.

Acadian Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 28th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 2% uninsured); earnings contributes the least (61/100, 1.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.86%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.02%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity100/100
Loans ÷ shares: 59.3% · 2.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 83).

TellerScore
727884Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202472
Q4 202479
Q1 202580
Q2 202584
Q3 202580
Q4 202579
Q1 202675
Q2 202683
Net worth ratio
7.00%9.43%11.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.68%
Q3 202410.14%
Q4 202410.44%
Q1 202510.67%
Q2 202511.16%
Q3 202511.25%
Q4 202511.67%
Q1 202611.70%
Q2 202611.86%
Delinquent loans (60+ days)
0.02%0.47%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.92%
Q4 20240.32%
Q1 20250.23%
Q2 20250.09%
Q3 20250.40%
Q4 20250.55%
Q1 20260.65%
Q2 20260.02%
Return on assets
0.96%1.32%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.42%
Q3 20241.61%
Q4 20241.65%
Q1 20251.51%
Q2 20251.68%
Q3 20251.41%
Q4 20251.37%
Q1 20260.96%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$20.9M11.86%0.02%1.03%59.3%
Q1 202675$20.7M11.70%0.65%0.96%61.7%
Q4 202579$20.3M11.67%0.55%1.37%65.2%
Q3 202580$20.5M11.25%0.40%1.41%65.8%
Q2 202584$20.3M11.16%0.09%1.68%66.6%
Q1 202580$20.3M10.67%0.23%1.51%66.8%
Q4 202479$20.0M10.44%0.32%1.65%67.8%
Q3 202472$19.7M10.14%0.92%1.61%70.2%
Q2 202474$19.6M9.68%0.47%1.42%67.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.86%
30th
Problem loans0.02%
86th
Net charge-offs0.93%
15th
Return on assets1.03%
69th
Loans to deposits59.3%
49th
Uninsured deposits2.2%
42nd
Loan-loss reserves0.00%
37th
Texas ratio0.5%
74th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
New Orleans Police Department Emp. Credit UnionCredit union New Orleans, LA82 out of 100, Strong$22.0M41.4%0.82%vs
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Federal Employees Credit UnionCredit union Monroe, LA82 out of 100, Strong$22.4M33.2%1.18%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
Calcasieu Parish Employees Federal Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$18.6M16.5%1.51%vs
Bayou Community Federal Credit UnionCredit union Saint Gabriel, LA68 out of 100, Moderate$17.7M9.9%0.56%vs

Deposit insurance

Is my money safe at Acadian Federal Credit Union?

Yes. Acadian Federal Credit Union is a federally insured credit union (NCUA charter #6898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.2% of shares and deposits ($411K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Acadian Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Acadian Federal Credit Union
Type
Federal credit union
NCUA charter #
6898
RSSD ID
581787
Primary regulator
NCUA
Established
1950
Headquarters
102 Sunbeam Ln, Lafayette, LA 70506
Employees
5

Quick answers

Acadian Federal Credit Union: common questions

Is Acadian Federal Credit Union NCUA insured?

Yes. Acadian Federal Credit Union is a federally insured credit union (NCUA charter #6898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Acadian Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Acadian Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Cottonport BankBank Cottonport, LA83 out of 100, Strong$581.6M13.9%0.99%vs