Side-by-side · Q2 2026 data
Acadian Federal Credit Union vs Bayou Federal Credit Union
Metric by metric
| Measure | Acadian Federal Credit Union | Bayou Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 61 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 72nd | 75th |
| Total assets | $20.9M | $82.5M |
| Deposits / shares | $18.4M | $69.0M |
| Capital ratio | 11.86% | 15.91% (stronger) |
| Problem loans | 0.02% (stronger) | 0.30% |
| Net charge-offs | 0.93% | 0.24% (stronger) |
| Return on assets | 1.03% (stronger) | 0.67% |
| Loans ÷ deposits | 59.3% (stronger) | 80.5% |
| Uninsured deposits | 2.2% (stronger) | 4.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayou Federal Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Acadian Federal Credit Union leads on 4 and Bayou Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.