Side-by-side · Q2 2026 data
Acadian Federal Credit Union vs Meritus Federal Credit Union
Metric by metric
| Measure | Acadian Federal Credit Union | Meritus Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 69 | 82 (stronger) |
| Loan quality | 99 (stronger) | 78 |
| Earnings | 61 (stronger) | 14 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 72nd | 45th |
| Total assets | $20.9M | $246.0M |
| Deposits / shares | $18.4M | $208.8M |
| Capital ratio | 11.86% | 13.24% (stronger) |
| Problem loans | 0.02% (stronger) | 0.67% |
| Net charge-offs | 0.93% | 0.82% (stronger) |
| Return on assets | 1.03% (stronger) | -0.15% |
| Loans ÷ deposits | 59.3% (stronger) | 79.2% |
| Uninsured deposits | 2.2% | 1.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.1% |
Acadian Federal Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Acadian Federal Credit Union leads on 4 and Meritus Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.