Side-by-side · Q2 2026 data
Acadiana Medical Federal Credit Union vs Vermilion Employees Credit Union
Credit union
Acadiana Medical Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Credit union
Vermilion Employees Credit Union
Abbeville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Acadiana Medical Federal Credit Union | Vermilion Employees Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 61 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 6 |
| Earnings | 62 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 92nd | 23rd |
| Total assets | $13.5M | $14.6M |
| Deposits / shares | $10.0M | $12.2M |
| Capital ratio | 25.47% (stronger) | 15.56% |
| Problem loans | 0.00% (stronger) | 2.81% |
| Net charge-offs | 0.42% (stronger) | 1.07% |
| Return on assets | 1.06% (stronger) | 0.67% |
| Loans ÷ deposits | 60.1% (stronger) | 76.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acadiana Medical Federal Credit Union has the higher TellerScore (92 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Acadiana Medical Federal Credit Union leads on 6 and Vermilion Employees Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.