Vermilion Employees Credit Union is a federally insured state-chartered credit union headquartered in Abbeville, Louisiana, in business for about 53 years. At the end of Q2 2026 it reported $14.6M in total assets and $12.2M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Vermilion Employees Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 98th. Its strongest component is capital cushion (100/100; 15.56%), and its lowest is loan quality (6/100; 2.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (71 → 61), mostly because the loan quality component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 76 |
| Q4 2024 | 66 |
| Q1 2025 | 78 |
| Q2 2025 | 71 |
| Q3 2025 | 65 |
| Q4 2025 | 65 |
| Q1 2026 | 64 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.32% |
| Q3 2024 | 15.84% |
| Q4 2024 | 15.07% |
| Q1 2025 | 15.57% |
| Q2 2025 | 15.48% |
| Q3 2025 | 15.71% |
| Q4 2025 | 15.50% |
| Q1 2026 | 15.29% |
| Q2 2026 | 15.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.32% |
| Q3 2024 | 2.06% |
| Q4 2024 | 2.05% |
| Q1 2025 | 1.73% |
| Q2 2025 | 1.70% |
| Q3 2025 | 2.46% |
| Q4 2025 | 2.04% |
| Q1 2026 | 2.39% |
| Q2 2026 | 2.81% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.36% |
| Q3 2024 | 1.49% |
| Q4 2024 | 0.17% |
| Q1 2025 | 1.40% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $14.6M | 15.56% | 2.81% | 0.67% | 76.0% |
| Q1 2026 | 64 | $14.7M | 15.29% | 2.39% | 0.45% | 74.6% |
| Q4 2025 | 65 | $14.4M | 15.50% | 2.04% | 0.22% | 75.6% |
| Q3 2025 | 65 | $14.5M | 15.71% | 2.46% | 0.78% | 77.1% |
| Q2 2025 | 71 | $14.5M | 15.48% | 1.70% | 0.63% | 75.4% |
| Q1 2025 | 78 | $14.4M | 15.57% | 1.73% | 1.40% | 71.7% |
| Q4 2024 | 66 | $14.6M | 15.07% | 2.05% | 0.17% | 69.1% |
| Q3 2024 | 76 | $14.7M | 15.84% | 2.06% | 1.49% | 68.7% |
| Q2 2024 | 74 | $14.8M | 15.32% | 2.32% | 1.36% | 62.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tulane/Loyola Federal Credit UnionCredit union New Orleans, LA | 27 out of 100, Low | $15.3M | 6.7% | 2.33% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA | 87 out of 100, Very strong | $12.6M | 16.8% | 0.00% | vs |
| Fleur-De-Lis Federal Credit UnionCredit union Metairie, LA | 75 out of 100, Strong | $16.8M | 11.9% | 0.23% | vs |
Deposit insurance
Is my money safe at Vermilion Employees Credit Union?
Yes. Vermilion Employees Credit Union is a federally insured credit union (NCUA charter #61540). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Vermilion Employees Credit Union lists 2 offices in 1 city. Most locations:
- Abbeville, LA (2)
Identity & history
Profile
- Legal name
- Vermilion Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61540
- RSSD ID
- 983699
- Primary regulator
- State + NCUA
- Established
- 1973
- Headquarters
- PO Box 848, Abbeville, LA 70511
- Employees
- 3
Quick answers
Vermilion Employees Credit Union: common questions
Is Vermilion Employees Credit Union NCUA insured?
Yes. Vermilion Employees Credit Union is a federally insured credit union (NCUA charter #61540). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Vermilion Employees Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Vermilion Employees Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Abbeville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| 3rd District Highway Federal Credit UnionCredit union Lafayette, LA | 79 out of 100, Strong | $11.1M | 19.3% | 0.97% | vs |
| Rayne State Bank & Trust CompanyBank Rayne, LA | 79 out of 100, Strong | $540.5M | 11.6% | 0.44% | vs |