Side-by-side · Q2 2026 data
ACB Bank vs FNB Coweta
Metric by metric
| Measure | ACB Bank | FNB Coweta |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 72 (stronger) | 62 |
| Loan quality | 41 | 100 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 61 | 83 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 26th | 90th |
| Total assets | $135.5M | $127.8M |
| Deposits / shares | $114.8M | $115.7M |
| Capital ratio | 12.24% (stronger) | 11.17% |
| Problem loans | 1.77% | 0.00% (stronger) |
| Net charge-offs | 1.06% | 0.01% (stronger) |
| Return on assets | 1.40% | 2.16% (stronger) |
| Loans ÷ deposits | 88.4% | 58.5% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 30.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FNB Coweta has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), ACB Bank leads on 2 and FNB Coweta on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.