FNB Coweta is a state-chartered bank (fed member) headquartered in Coweta, Oklahoma, in business for about 123 years. At the end of Q2 2026 it reported $127.8M in total assets and $115.7M in deposits, with 2 offices.
Based on its Q2 2026 filing, FNB Coweta scores 86/100, which we describe as very strong. That is higher than 90% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 18th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (62/100; 11.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (78 → 86), mostly because the loan quality component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 74 |
| Q4 2024 | 73 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 84 |
| Q4 2025 | 82 |
| Q1 2026 | 84 |
| Q2 2026 | 86 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.07% |
| Q3 2024 | 10.38% |
| Q4 2024 | 9.90% |
| Q1 2025 | 10.19% |
| Q2 2025 | 10.51% |
| Q3 2025 | 10.67% |
| Q4 2025 | 9.95% |
| Q1 2026 | 10.60% |
| Q2 2026 | 11.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.73% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.50% |
| Q3 2024 | 1.54% |
| Q4 2024 | 1.52% |
| Q1 2025 | 1.76% |
| Q2 2025 | 2.04% |
| Q3 2025 | 2.19% |
| Q4 2025 | 1.96% |
| Q1 2026 | 2.23% |
| Q2 2026 | 2.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $127.8M | 11.17% | 0.00% | 2.16% | 58.5% |
| Q1 2026 | 84 | $124.8M | 10.60% | 0.00% | 2.23% | 60.7% |
| Q4 2025 | 82 | $124.3M | 9.95% | 0.00% | 1.96% | 59.6% |
| Q3 2025 | 84 | $122.3M | 10.67% | 0.00% | 2.19% | 60.3% |
| Q2 2025 | 78 | $118.4M | 10.51% | 0.61% | 2.04% | 57.1% |
| Q1 2025 | 76 | $118.1M | 10.19% | 0.61% | 1.76% | 55.9% |
| Q4 2024 | 73 | $111.3M | 9.90% | 0.65% | 1.52% | 56.5% |
| Q3 2024 | 74 | $110.8M | 10.38% | 0.73% | 1.54% | 51.1% |
| Q2 2024 | 72 | $107.4M | 10.07% | 0.80% | 1.50% | 49.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| SNB Bank, National AssociationBank Shattuck, OK | 36 out of 100, Low | $129.4M | 11.8% | 6.18% | vs |
| SSB BankBank Spiro, OK | 80 out of 100, Strong | $129.9M | 17.0% | 0.09% | vs |
| Cleo State BankBank Cleo Springs, OK | 80 out of 100, Strong | $122.5M | 16.4% | 2.12% | vs |
| CorebankBank Waynoka, OK | 83 out of 100, Strong | $122.1M | 11.8% | 0.00% | vs |
| ACB BankBank Cherokee, OK | 64 out of 100, Moderate | $135.5M | 12.2% | 1.77% | vs |
| Community BankBank Bristow, OK | 71 out of 100, Strong | $119.1M | 10.1% | 0.86% | vs |
Deposit insurance
Is my money safe at FNB Coweta?
Yes. FNB Coweta is an FDIC-insured institution (FDIC certificate #4071). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.4% of deposits ($35.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
FNB Coweta lists 1 office in 1 city. Most locations:
- Coweta, OK (1)
Identity & history
Profile
- Legal name
- FNB Coweta
- Former names
- The First National Bank of Coweta
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4071
- RSSD ID
- 61953
- Primary regulator
- FED
- Holding company
- First Coweta Corp
- Established
- January 1, 1903
- Headquarters
- 106 S Broadway, Coweta, OK 74429
- Website
- fnbcoweta.com
- Employees
- 21
Quick answers
FNB Coweta: common questions
Is FNB Coweta FDIC insured?
Yes. FNB Coweta is an FDIC-insured institution (FDIC certificate #4071). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FNB Coweta's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FNB Coweta ever failed?
There is no failure record for FDIC certificate #4071 in the FDIC failed bank list.
How many branches does FNB Coweta have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Coweta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |
| Muskogee Federal Credit UnionCredit union Muskogee, OK | 87 out of 100, Very strong | $112.0M | 12.8% | 0.58% | vs |