Side-by-side · Q2 2026 data
Acba Fed Credit Union (3226) vs Franklin Regional Schools Federal Credit Union
Credit union
Acba Fed Credit Union (3226)
Pittsburgh, Pennsylvania · Under $100 million in assets
Credit union
Franklin Regional Schools Federal Credit Union
Jeannette, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Acba Fed Credit Union (3226) | Franklin Regional Schools Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 70 (stronger) |
| Capital cushion | 85 (stronger) | 77 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 0 | 26 (stronger) |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 71 | 94 (stronger) |
| Peer percentile | 6th | 40th |
| Total assets | $3.0M | $3.0M |
| Deposits / shares | $2.6M | $2.6M |
| Capital ratio | 13.54% (stronger) | 12.66% |
| Problem loans | 3.60% | 0.63% (stronger) |
| Net charge-offs | 4.78% | 0.00% (stronger) |
| Return on assets | -3.44% | 0.16% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 74.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Regional Schools Federal Credit Union has the higher TellerScore (70 vs 46). On the 6 directional measures above (where higher or lower is clearly better), Acba Fed Credit Union (3226) leads on 2 and Franklin Regional Schools Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.