Acba Fed Credit Union (3226) (NCUA charter #3226) is based in Pittsburgh, Pennsylvania. Its Q2 2026 call report shows $3.0M in total assets and $2.6M in member shares and deposits.
Acba Fed Credit Union (3226) has a TellerScore of 46 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 262nd. Funding & liquidity contributes the most (90/100, 70% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -3.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (54 → 46), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 63 |
| Q4 2024 | 55 |
| Q1 2025 | 48 |
| Q2 2025 | 54 |
| Q3 2025 | 48 |
| Q4 2025 | 48 |
| Q1 2026 | 46 |
| Q2 2026 | 46 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.59% |
| Q3 2024 | 15.94% |
| Q4 2024 | 17.01% |
| Q1 2025 | 16.63% |
| Q2 2025 | 16.31% |
| Q3 2025 | 16.31% |
| Q4 2025 | 15.34% |
| Q1 2026 | 14.10% |
| Q2 2026 | 13.54% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 1.29% |
| Q4 2024 | 2.15% |
| Q1 2025 | 3.09% |
| Q2 2025 | 2.45% |
| Q3 2025 | 4.39% |
| Q4 2025 | 4.54% |
| Q1 2026 | 5.69% |
| Q2 2026 | 3.60% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -4.05% |
| Q3 2024 | -4.17% |
| Q4 2024 | -2.07% |
| Q1 2025 | -2.73% |
| Q2 2025 | -2.64% |
| Q3 2025 | -1.68% |
| Q4 2025 | -2.63% |
| Q1 2026 | -4.36% |
| Q2 2026 | -3.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $3.0M | 13.54% | 3.60% | -3.44% | 69.8% |
| Q1 2026 | 46 | $3.1M | 14.10% | 5.69% | -4.36% | 74.4% |
| Q4 2025 | 48 | $3.0M | 15.34% | 4.54% | -2.63% | 82.3% |
| Q3 2025 | 48 | $3.1M | 16.31% | 4.39% | -1.68% | 82.7% |
| Q2 2025 | 54 | $3.1M | 16.31% | 2.45% | -2.64% | 85.6% |
| Q1 2025 | 48 | $3.2M | 16.63% | 3.09% | -2.73% | 89.8% |
| Q4 2024 | 55 | $3.2M | 17.01% | 2.15% | -2.07% | 97.3% |
| Q3 2024 | 63 | $3.2M | 15.94% | 1.29% | -4.17% | 93.8% |
| Q2 2024 | 60 | $3.3M | 18.59% | 1.69% | -4.05% | 89.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B I Federal Credit UnionCredit union Sewickley, PA | 62 out of 100, Moderate | $3.0M | 37.1% | 3.80% | vs |
| Franklin Regional Schools Federal Credit UnionCredit union Jeannette, PA | 70 out of 100, Strong | $3.0M | 12.7% | 0.63% | vs |
| Fort Ligonier Federal Credit UnionCredit union Jerome, PA | 77 out of 100, Strong | $3.2M | 15.9% | 1.27% | vs |
| New Kensington Municipal Federal Credit UnionCredit union New Kensington, PA | 51 out of 100, Below average | $3.3M | 15.8% | 3.97% | vs |
| Pocono Medical Center Federal Credit UnionCredit union East Stroudsbur, PA | 76 out of 100, Strong | $3.4M | 12.9% | 0.28% | vs |
| Erie Police Federal Credit UnionCredit union Erie, PA | 89 out of 100, Very strong | $2.5M | 26.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Acba Fed Credit Union (3226)?
Yes. Acba Fed Credit Union (3226) is a federally insured credit union (NCUA charter #3226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- Acba Fed Credit Union (3226)
- Type
- Federal credit union
- NCUA charter #
- 3226
- RSSD ID
- 555872
- Primary regulator
- NCUA
- Established
- 1939
- Headquarters
- Law & Finance Building, 429 4th Ave, Pittsburgh, PA 15219
- Employees
- 5
Quick answers
Acba Fed Credit Union (3226): common questions
Is Acba Fed Credit Union (3226) NCUA insured?
Yes. Acba Fed Credit Union (3226) is a federally insured credit union (NCUA charter #3226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Acba Fed Credit Union (3226)'s TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.