Side-by-side · Q2 2026 data
Access Federal Credit Union vs G.P.O. Federal Credit Union
Metric by metric
| Measure | Access Federal Credit Union | G.P.O. Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 44 | 67 (stronger) |
| Loan quality | 70 | 87 (stronger) |
| Earnings | 74 (stronger) | 64 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 51st | 76th |
| Total assets | $320.1M | $629.8M |
| Deposits / shares | $287.6M | $552.2M |
| Capital ratio | 9.40% | 11.70% (stronger) |
| Problem loans | 0.89% | 0.39% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.34% |
| Return on assets | 1.35% (stronger) | 1.11% |
| Loans ÷ deposits | 53.5% (stronger) | 59.6% |
| Uninsured deposits | 7.0% | 4.7% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 40.4% |
G.P.O. Federal Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Access Federal Credit Union leads on 3 and G.P.O. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.