Side-by-side · Q2 2026 data
Acclaim Federal Credit Union vs Charlotte Fire Department Credit Union
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Credit union
Charlotte Fire Department Credit Union
Charlotte, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Acclaim Federal Credit Union | Charlotte Fire Department Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 79 | 90 (stronger) |
| Loan quality | 85 (stronger) | 47 |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 59th | 49th |
| Total assets | $60.4M | $56.0M |
| Deposits / shares | $52.2M | $47.8M |
| Capital ratio | 12.88% | 14.00% (stronger) |
| Problem loans | 0.44% (stronger) | 1.59% |
| Net charge-offs | 0.73% | 0.00% (stronger) |
| Return on assets | 0.79% | 0.87% (stronger) |
| Loans ÷ deposits | 72.5% | 39.4% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 4.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acclaim Federal Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Acclaim Federal Credit Union leads on 3 and Charlotte Fire Department Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.