Side-by-side · Q2 2026 data
Acclaim Federal Credit Union vs Electel Cooperative
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Acclaim Federal Credit Union | Electel Cooperative |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 79 (stronger) | 77 |
| Loan quality | 85 | 88 (stronger) |
| Earnings | 51 (stronger) | 20 |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 59th | 44th |
| Total assets | $60.4M | $68.2M |
| Deposits / shares | $52.2M | $59.9M |
| Capital ratio | 12.88% (stronger) | 12.67% |
| Problem loans | 0.44% | 0.37% (stronger) |
| Net charge-offs | 0.73% | 0.35% (stronger) |
| Return on assets | 0.79% (stronger) | 0.01% |
| Loans ÷ deposits | 72.5% | 70.6% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 7.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acclaim Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Acclaim Federal Credit Union leads on 4 and Electel Cooperative on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.