Side-by-side · Q2 2026 data
Acclaim Federal Credit Union vs Members Credit Union
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Credit union
Members Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Acclaim Federal Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 79 | 98 (stronger) |
| Loan quality | 85 (stronger) | 73 |
| Earnings | 51 | 62 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 59th | 87th |
| Total assets | $60.4M | $477.1M |
| Deposits / shares | $52.2M | $404.2M |
| Capital ratio | 12.88% | 14.83% (stronger) |
| Problem loans | 0.44% (stronger) | 0.82% |
| Net charge-offs | 0.73% (stronger) | 1.39% |
| Return on assets | 0.79% | 1.06% (stronger) |
| Loans ÷ deposits | 72.5% | 46.5% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 3.3% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Acclaim Federal Credit Union leads on 3 and Members Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.