The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (81 → 85), mostly because the loan quality component improved by 7 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in North Carolina

Yes. Members Credit Union is a federally insured credit union (NCUA charter #60002). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.3% of shares and deposits ($13.3M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Members Credit Union lists 16 offices in 13 cities. Most locations:

• Winston Salem, NC (3)
• High Point, NC (2)
• Elkin, NC (1)
• Gastonia, NC (1)
• Hope Mills, NC (1)
• Lenoir, NC (1)
• Lincolnton, NC (1)
• Lumberton, NC (1)
• Mocksville, NC (1)
• Morganton, NC (1)
• Newton, NC (1)
• Thomasville, NC (1)

All branch addresses and map

Legal name

Members Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60002

RSSD ID

192491

Primary regulator

State + NCUA

Established

1953

Headquarters

Po Box 5297, Winston Salem, NC 27113

Employees

122