TellerScore

Side-by-side · Q2 2026 data

Ace Credit Union vs Polk County Credit Union

Credit union

Ace Credit Union

Mason City, Iowa · Under $100 million in assets

89of 100
Very strong

Credit union

Polk County Credit Union

Des Moines, Iowa · Under $100 million in assets

94of 100
Very strong

Metric by metric

MeasureAce Credit UnionPolk County Credit Union
TellerScore8994 (stronger)
Capital cushion100100
Loan quality9699 (stronger)
Earnings52100 (stronger)
Funding & liquidity100 (stronger)62
Problem-loan coverage100100
Peer percentile87th95th
Total assets$7.5M$5.5M
Deposits / shares$5.9M$4.2M
Capital ratio20.94%23.65% (stronger)
Problem loans0.12%0.04% (stronger)
Net charge-offs0.00% (stronger)0.27%
Return on assets0.80%2.69% (stronger)
Loans ÷ deposits27.6% (stronger)98.2%
Uninsured deposits0.7%0.0% (stronger)
Offices10
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Polk County Credit Union has the higher TellerScore (94 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Ace Credit Union leads on 2 and Polk County Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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