Side-by-side · Q2 2026 data
Achieve Financial Credit Union vs Finex Credit Union
Metric by metric
| Measure | Achieve Financial Credit Union | Finex Credit Union |
|---|---|---|
| TellerScore | 37 | 61 (stronger) |
| Capital cushion | 34 | 39 (stronger) |
| Loan quality | 23 | 76 (stronger) |
| Earnings | 0 | 50 (stronger) |
| Funding & liquidity | 96 (stronger) | 78 |
| Problem-loan coverage | 63 | 88 (stronger) |
| Peer percentile | 1st | 24th |
| Total assets | $176.0M | $134.0M |
| Deposits / shares | $161.4M | $117.4M |
| Capital ratio | 8.40% | 8.93% (stronger) |
| Problem loans | 2.30% | 0.73% (stronger) |
| Net charge-offs | 1.94% | 0.74% (stronger) |
| Return on assets | -0.85% | 0.76% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 81.9% |
| Uninsured deposits | 3.2% (stronger) | 10.8% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.0% | 26.9% |
Finex Credit Union has the higher TellerScore (61 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Achieve Financial Credit Union leads on 2 and Finex Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.