Headquartered in East Hartford, Connecticut, Finex Credit Union is a federally insured state-chartered credit union with $134.0M in total assets and $117.4M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1938.
Based on its Q2 2026 filing, Finex Credit Union scores 61/100, which we describe as moderate. That is higher than only 24% of 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 48th. Its strongest component is problem-loan coverage (88/100; 6.1%), and its lowest is capital cushion (39/100; 8.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 20 points (41 → 61), mostly because the loan quality component improved by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 35 |
| Q3 2024 | 34 |
| Q4 2024 | 39 |
| Q1 2025 | 42 |
| Q2 2025 | 41 |
| Q3 2025 | 36 |
| Q4 2025 | 40 |
| Q1 2026 | 51 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.74% |
| Q3 2024 | 9.12% |
| Q4 2024 | 9.43% |
| Q1 2025 | 9.08% |
| Q2 2025 | 9.01% |
| Q3 2025 | 8.91% |
| Q4 2025 | 8.68% |
| Q1 2026 | 8.61% |
| Q2 2026 | 8.93% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.24% |
| Q3 2024 | 2.41% |
| Q4 2024 | 2.19% |
| Q1 2025 | 2.00% |
| Q2 2025 | 2.05% |
| Q3 2025 | 2.27% |
| Q4 2025 | 1.73% |
| Q1 2026 | 1.31% |
| Q2 2026 | 0.73% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.71% |
| Q3 2024 | -0.75% |
| Q4 2024 | -0.34% |
| Q1 2025 | -0.21% |
| Q2 2025 | -0.20% |
| Q3 2025 | -0.69% |
| Q4 2025 | -0.81% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $134.0M | 8.93% | 0.73% | 0.76% | 81.9% |
| Q1 2026 | 51 | $134.2M | 8.61% | 1.31% | 0.32% | 81.0% |
| Q4 2025 | 40 | $133.2M | 8.68% | 1.73% | -0.81% | 83.2% |
| Q3 2025 | 36 | $134.1M | 8.91% | 2.27% | -0.69% | 81.3% |
| Q2 2025 | 41 | $138.8M | 9.01% | 2.05% | -0.20% | 80.8% |
| Q1 2025 | 42 | $144.5M | 9.08% | 2.00% | -0.21% | 79.9% |
| Q4 2024 | 39 | $141.1M | 9.43% | 2.19% | -0.34% | 87.5% |
| Q3 2024 | 34 | $142.5M | 9.12% | 2.41% | -0.75% | 88.7% |
| Q2 2024 | 35 | $151.7M | 8.74% | 2.24% | -0.71% | 84.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Business & Industry Federal Credit UnionCredit union Plainville, CT | 77 out of 100, Strong | $141.4M | 11.6% | 0.09% | vs |
| Sound Federal Credit UnionCredit union Norwalk, CT | 53 out of 100, Below average | $115.5M | 7.6% | 1.43% | vs |
| Hartford Federal Credit UnionCredit union Hartford, CT | 73 out of 100, Strong | $159.6M | 13.0% | 1.34% | vs |
| Membersfirst Ct Federal Credit UnionCredit union Meriden, CT | 79 out of 100, Strong | $107.2M | 12.0% | 0.32% | vs |
| America'S First Network Credit UnionCredit union East Hartford, CT | 61 out of 100, Moderate | $105.5M | 10.9% | 1.21% | vs |
| Fd Community Federal Credit UnionCredit union Waterbury, CT | 68 out of 100, Moderate | $162.7M | 11.1% | 0.89% | vs |
Deposit insurance
Is my money safe at Finex Credit Union?
Yes. Finex Credit Union is a federally insured credit union (NCUA charter #68662). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.8% of shares and deposits ($12.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.93%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Finex Credit Union lists 4 offices in 3 cities. Most locations:
- East Hartford, CT (2)
- Vernon, CT (1)
- Wallingford, CT (1)
HMDA 2025
Mortgage lending
In 2025, Finex Credit Union reported 148 home-loan applications under HMDA (LEI 549300DRZGISDSL1BX02): 81 originated ($14,775,000 total), 35 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Finex Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68662
- RSSD ID
- 687278
- Primary regulator
- State + NCUA
- Established
- 1938
- Headquarters
- PO Box 280167, East Hartford, CT 06128
- Employees
- 37
Quick answers
Finex Credit Union: common questions
Is Finex Credit Union NCUA insured?
Yes. Finex Credit Union is a federally insured credit union (NCUA charter #68662). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Finex Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Finex Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near East Hartford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| Ct Firefighters Federal Credit UnionCredit union Hartford, CT | 85 out of 100, Very strong | $34.7M | 11.6% | 0.00% | vs |
| The Torrington Savings BankBank Torrington, CT | 82 out of 100, Strong | $1.0B | 19.0% | 0.14% | vs |
| Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT | 80 out of 100, Strong | $605K | 22.2% | 0.00% | vs |
| Liberty BankBank Middletown, CT | 79 out of 100, Strong | $9.4B | 13.4% | 0.32% | vs |