TellerScore

Side-by-side · Q2 2026 data

Acipco Federal Credit Union vs Fireman'S Credit Union

Credit union

Acipco Federal Credit Union

Birmingham, Alabama · $100 million – $1 billion

94of 100
Very strong

Credit union

Fireman'S Credit Union

Birmingham, Alabama · Under $100 million in assets

81of 100
Strong

Metric by metric

MeasureAcipco Federal Credit UnionFireman'S Credit Union
TellerScore94 (stronger)81
Capital cushion94100 (stronger)
Loan quality93 (stronger)73
Earnings100 (stronger)54
Funding & liquidity87 (stronger)83
Problem-loan coverage9898
Peer percentile98th68th
Total assets$221.5M$7.4M
Deposits / shares$191.3M$4.7M
Capital ratio14.37%35.86% (stronger)
Problem loans0.21% (stronger)0.80%
Net charge-offs0.03% (stronger)0.25%
Return on assets2.15% (stronger)0.84%
Loans ÷ deposits73.2% (stronger)77.5%
Uninsured deposits3.8%0.0% (stronger)
Offices24
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)18.2%—

Acipco Federal Credit Union has the higher TellerScore (94 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Acipco Federal Credit Union leads on 5 and Fireman'S Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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