TellerScore

Side-by-side · Q2 2026 data

Acipco Federal Credit Union vs New Horizons Credit Union

Credit union

Acipco Federal Credit Union

Birmingham, Alabama · $100 million – $1 billion

94of 100
Very strong

Credit union

New Horizons Credit Union

Mobile, Alabama · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureAcipco Federal Credit UnionNew Horizons Credit Union
TellerScore94 (stronger)71
Capital cushion94 (stronger)58
Loan quality93 (stronger)88
Earnings100 (stronger)48
Funding & liquidity87 (stronger)81
Problem-loan coverage98 (stronger)95
Peer percentile98th54th
Total assets$221.5M$304.1M
Deposits / shares$191.3M$269.6M
Capital ratio14.37% (stronger)10.81%
Problem loans0.21% (stronger)0.37%
Net charge-offs0.03% (stronger)0.25%
Return on assets2.15% (stronger)0.70%
Loans ÷ deposits73.2% (stronger)79.2%
Uninsured deposits3.8%1.4% (stronger)
Offices28
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)18.2%26.5%

Acipco Federal Credit Union has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Acipco Federal Credit Union leads on 6 and New Horizons Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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