The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the earnings component improved by 7 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. New Horizons Credit Union is a federally insured credit union (NCUA charter #60799). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($3.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

New Horizons Credit Union lists 8 offices in 5 cities. Most locations:

• Mobile, AL (4)
• Daphne, AL (1)
• Jackson, AL (1)
• Saraland, AL (1)
• Semmes, AL (1)

All branch addresses and map

In 2025, New Horizons Credit Union reported 217 home-loan applications under HMDA (LEI 254900NCN3B66MYC3145): 136 originated ($22,720,000 total), 50 denied, and 28 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

New Horizons Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60799

RSSD ID

239695

Primary regulator

State + NCUA

Established

1950

Headquarters

P. O. Box 2966, Mobile, AL 36652

Employees

79