Side-by-side · Q2 2026 data
Acme Federal Credit Union vs Oc Federal Credit Union
Metric by metric
| Measure | Acme Federal Credit Union | Oc Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 94 | 94 |
| Earnings | 48 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 85th | 80th |
| Total assets | $15.2M | $314.9M |
| Deposits / shares | $12.2M | $250.9M |
| Capital ratio | 18.94% (stronger) | 13.50% |
| Problem loans | 0.18% | 0.17% (stronger) |
| Net charge-offs | 0.33% | 0.02% (stronger) |
| Return on assets | 0.69% | 0.99% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 91.2% |
| Uninsured deposits | 14.9% | 6.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acme Federal Credit Union has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Acme Federal Credit Union leads on 3 and Oc Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.