TellerScore

Acme Federal Credit Union is a federal credit union headquartered in Eastlake, Ohio, in business for about 87 years. At the end of Q2 2026 it reported $15.2M in total assets and $12.2M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Acme Federal Credit Union scores 88/100, which we describe as very strong. That is higher than 85% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 22nd. Its strongest component is capital cushion (100/100; 18.94%), and its lowest is earnings (48/100; 0.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.94%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings48/100
Return on assets (annualized): 0.69%
Funding & liquidity100/100
Loans ÷ shares: 36.8% · 14.9% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (82 → 88), mostly because the loan quality component improved by 24 points.

TellerScore
828588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202487
Q4 202484
Q1 202585
Q2 202582
Q3 202584
Q4 202582
Q1 202682
Q2 202688
Net worth ratio
7.00%14.27%21.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.90%
Q3 202419.61%
Q4 202420.24%
Q1 202520.06%
Q2 202520.83%
Q3 202521.29%
Q4 202521.21%
Q1 202621.53%
Q2 202618.94%
Delinquent loans (60+ days)
0.18%0.54%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.61%
Q3 20240.57%
Q4 20240.48%
Q1 20250.70%
Q2 20250.90%
Q3 20250.70%
Q4 20250.40%
Q1 20260.41%
Q2 20260.18%
Return on assets
0.13%0.58%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.89%
Q3 20241.03%
Q4 20240.51%
Q1 20250.84%
Q2 20250.66%
Q3 20250.69%
Q4 20250.13%
Q1 20260.20%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$15.2M18.94%0.18%0.69%36.8%
Q1 202682$13.2M21.53%0.41%0.20%45.0%
Q4 202582$13.3M21.21%0.40%0.13%46.2%
Q3 202584$13.5M21.29%0.70%0.69%43.4%
Q2 202582$13.8M20.83%0.90%0.66%43.8%
Q1 202585$14.2M20.06%0.70%0.84%42.7%
Q4 202484$13.9M20.24%0.48%0.51%45.2%
Q3 202487$14.5M19.61%0.57%1.03%43.7%
Q2 202486$14.1M19.90%0.61%0.89%45.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.94%
74th
Problem loans0.18%
75th
Net charge-offs0.33%
37th
Return on assets0.69%
53rd
Loans to deposits36.8%
82nd
Uninsured deposits14.9%
3rd
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Presidents Federal Credit UnionCredit union Cleves, OH80 out of 100, Strong$15.1M13.7%0.71%vs
Scott Associates Credit UnionCredit union Marysville, OH61 out of 100, Moderate$15.1M11.6%1.18%vs
The Way Credit UnionCredit union New Knoxville, OH59 out of 100, Moderate$15.4M9.0%—vs
Northwestern Federal Credit UnionCredit union Bryan, OH64 out of 100, Moderate$16.1M9.0%0.35%vs
Wes Credit UnionCredit union Willoughby, OH62 out of 100, Moderate$14.3M10.2%1.89%vs
Faith Community United Credit UnionCredit union Cleveland, OH58 out of 100, Moderate$14.2M28.3%4.92%vs

Deposit insurance

Is my money safe at Acme Federal Credit Union?

Yes. Acme Federal Credit Union is a federally insured credit union (NCUA charter #3447). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.9% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Acme Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Acme Federal Credit Union
Type
Federal credit union
NCUA charter #
3447
RSSD ID
941774
Primary regulator
NCUA
Established
1939
Headquarters
34799 Curtis Blvd, Suite B, Eastlake, OH 44095
Employees
5

Quick answers

Acme Federal Credit Union: common questions

Is Acme Federal Credit Union NCUA insured?

Yes. Acme Federal Credit Union is a federally insured credit union (NCUA charter #3447). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Acme Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Acme Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Eastlake

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Fasson Employees Federal Credit UnionCredit union Painesville, OH87 out of 100, Very strong$14.1M20.6%0.42%vs
Latvian Cleveland Credit UnionCredit union Lakewood, OH85 out of 100, Very strong$28.1M20.3%0.00%vs