Side-by-side · Q2 2026 data
Act 1st Federal Credit Union vs Bull Dog Federal Credit Union
Metric by metric
| Measure | Act 1st Federal Credit Union | Bull Dog Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 73 (stronger) |
| Capital cushion | 31 | 74 (stronger) |
| Loan quality | 49 | 56 (stronger) |
| Earnings | 50 | 63 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 7th | 60th |
| Total assets | $149.7M | $237.7M |
| Deposits / shares | $137.2M | $214.7M |
| Capital ratio | 8.07% | 12.37% (stronger) |
| Problem loans | 1.53% | 1.31% (stronger) |
| Net charge-offs | 0.76% (stronger) | 0.98% |
| Return on assets | 0.74% | 1.07% (stronger) |
| Loans ÷ deposits | 79.1% | 40.1% (stronger) |
| Uninsured deposits | 4.0% | 2.5% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bull Dog Federal Credit Union has the higher TellerScore (73 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Act 1st Federal Credit Union leads on 1 and Bull Dog Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.