Side-by-side · Q2 2026 data
Act 1st Federal Credit Union vs Market USA Federal Credit Union
Metric by metric
| Measure | Act 1st Federal Credit Union | Market USA Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 76 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 49 (stronger) | 47 |
| Earnings | 50 | 66 (stronger) |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 73 | 87 (stronger) |
| Peer percentile | 7th | 68th |
| Total assets | $149.7M | $142.3M |
| Deposits / shares | $137.2M | $114.1M |
| Capital ratio | 8.07% | 19.16% (stronger) |
| Problem loans | 1.53% (stronger) | 1.59% |
| Net charge-offs | 0.76% (stronger) | 1.65% |
| Return on assets | 0.74% | 1.16% (stronger) |
| Loans ÷ deposits | 79.1% (stronger) | 79.9% |
| Uninsured deposits | 4.0% | 2.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Market USA Federal Credit Union has the higher TellerScore (76 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Act 1st Federal Credit Union leads on 3 and Market USA Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.