Side-by-side · Q2 2026 data
Actors Federal Credit Union vs Secny Federal Credit Union
Metric by metric
| Measure | Actors Federal Credit Union | Secny Federal Credit Union |
|---|---|---|
| TellerScore | 40 | 56 (stronger) |
| Capital cushion | 45 (stronger) | 26 |
| Loan quality | 12 | 69 (stronger) |
| Earnings | 16 | 37 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 66 | 87 (stronger) |
| Peer percentile | 1st | 13th |
| Total assets | $331.3M | $322.7M |
| Deposits / shares | $295.7M | $297.2M |
| Capital ratio | 9.47% (stronger) | 7.56% |
| Problem loans | 2.64% | 0.93% (stronger) |
| Net charge-offs | 1.32% | 0.34% (stronger) |
| Return on assets | -0.11% | 0.41% (stronger) |
| Loans ÷ deposits | 67.6% | 54.0% (stronger) |
| Uninsured deposits | 12.3% | 9.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.2% | 10.6% |
Secny Federal Credit Union has the higher TellerScore (56 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Actors Federal Credit Union leads on 1 and Secny Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.