TellerScore

Actors Federal Credit Union is a federal credit union headquartered in New York, New York, in business for about 64 years. At the end of Q2 2026 it reported $331.3M in total assets and $295.7M in member shares and deposits, with 3 offices across 2 states.

Based on its Q2 2026 filing, Actors Federal Credit Union scores 40/100, which we describe as below average. That is higher than only 1% of 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 261st. Its strongest component is funding & liquidity (93/100; 68% loans-to-deposits, 12% uninsured), and its lowest is loan quality (12/100; 2.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.47%
Loan quality12/100
Loans 60+ days delinquent ÷ total loans: 2.64%
Earnings16/100
Return on assets (annualized): -0.11%
Funding & liquidity93/100
Loans ÷ shares: 67.6% · 12.3% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 16.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 26 points (66 → 40), mostly because the loan quality component weakened by 80 points.

TellerScore
405366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202465
Q4 202466
Q1 202563
Q2 202566
Q3 202546
Q4 202546
Q1 202643
Q2 202640
Net worth ratio
7.00%8.25%9.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.14%
Q3 20249.22%
Q4 20249.03%
Q1 20258.87%
Q2 20259.14%
Q3 20259.36%
Q4 20259.49%
Q1 20269.48%
Q2 20269.47%
Delinquent loans (60+ days)
0.20%1.43%2.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.32%
Q4 20240.22%
Q1 20250.30%
Q2 20250.23%
Q3 20252.67%
Q4 20252.64%
Q1 20262.57%
Q2 20262.64%
Return on assets
-0.11%0.30%0.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.52%
Q4 20240.53%
Q1 20250.19%
Q2 20250.51%
Q3 20250.72%
Q4 20250.68%
Q1 20260.22%
Q2 2026-0.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202640$331.3M9.47%2.64%-0.11%67.6%
Q1 202643$334.8M9.48%2.57%0.22%67.7%
Q4 202546$332.6M9.49%2.64%0.68%69.4%
Q3 202546$331.7M9.36%2.67%0.72%70.3%
Q2 202566$329.3M9.14%0.23%0.51%70.9%
Q1 202563$331.7M8.87%0.30%0.19%71.6%
Q4 202466$324.0M9.03%0.22%0.53%74.4%
Q3 202465$312.1M9.22%0.32%0.52%78.2%
Q2 202465$308.1M9.14%0.20%0.40%79.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.47%
20th
Problem loans2.64%
3rd
Net charge-offs1.32%
5th
Return on assets-0.11%
4th
Loans to deposits67.6%
66th
Uninsured deposits12.3%
10th
Loan-loss reserves0.00%
50th
Texas ratio16.8%
4th

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Deposit insurance

Is my money safe at Actors Federal Credit Union?

Yes. Actors Federal Credit Union is a federally insured credit union (NCUA charter #15358). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.3% of shares and deposits ($36.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.47%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Actors Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Actors Federal Credit Union reported 40 home-loan applications under HMDA (LEI 549300LFHSPQF8FQR548): 25 originated ($7,925,000 total), 8 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Actors Federal Credit Union
Type
Federal credit union
NCUA charter #
15358
RSSD ID
167583
Primary regulator
NCUA
Established
1962
Headquarters
165 W 46th St, 14th Fl., New York, NY 10036
Employees
57

Quick answers

Actors Federal Credit Union: common questions

Is Actors Federal Credit Union NCUA insured?

Yes. Actors Federal Credit Union is a federally insured credit union (NCUA charter #15358). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Actors Federal Credit Union's TellerScore?

40 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Actors Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

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