Side-by-side · Q2 2026 data
Adams Bank & Trust vs AMG National Trust Bank
Metric by metric
| Measure | Adams Bank & Trust | AMG National Trust Bank |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 93rd | 98th |
| Total assets | $1.3B | $722.9M |
| Deposits / shares | $1.1B | $591.6M |
| Capital ratio | 14.11% | 15.37% (stronger) |
| Problem loans | 0.55% | 0.04% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.32% | 2.42% (stronger) |
| Loans ÷ deposits | 82.4% | 46.1% (stronger) |
| Uninsured deposits | 23.0% (stronger) | 48.7% |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
AMG National Trust Bank has the higher TellerScore (94 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 1 and AMG National Trust Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.