AMG National Trust Bank is a national bank headquartered in Boulder, Colorado, in business for about 25 years. At the end of Q2 2026 it reported $722.9M in total assets and $591.6M in deposits, with 8 offices.
Based on its Q2 2026 filing, AMG National Trust Bank scores 94/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 1st. Its strongest component is capital cushion (100/100; 15.37%), and its lowest is funding & liquidity (63/100; 46% loans-to-deposits, 49% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (88 → 94), mostly because the capital cushion component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 93 |
| Q4 2024 | 88 |
| Q1 2025 | 87 |
| Q2 2025 | 88 |
| Q3 2025 | 90 |
| Q4 2025 | 92 |
| Q1 2026 | 92 |
| Q2 2026 | 94 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.79% |
| Q3 2024 | 14.54% |
| Q4 2024 | 13.33% |
| Q1 2025 | 12.67% |
| Q2 2025 | 13.28% |
| Q3 2025 | 13.57% |
| Q4 2025 | 14.38% |
| Q1 2026 | 14.64% |
| Q2 2026 | 15.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.04% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.06% |
| Q3 2024 | 2.19% |
| Q4 2024 | 2.28% |
| Q1 2025 | 2.08% |
| Q2 2025 | 2.20% |
| Q3 2025 | 2.21% |
| Q4 2025 | 2.14% |
| Q1 2026 | 2.36% |
| Q2 2026 | 2.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $722.9M | 15.37% | 0.04% | 2.42% | 46.1% |
| Q1 2026 | 92 | $792.5M | 14.64% | 0.03% | 2.36% | 42.8% |
| Q4 2025 | 92 | $741.0M | 14.38% | 0.06% | 2.14% | 45.5% |
| Q3 2025 | 90 | $732.6M | 13.57% | 0.04% | 2.21% | 44.0% |
| Q2 2025 | 88 | $750.4M | 13.28% | 0.04% | 2.20% | 43.2% |
| Q1 2025 | 87 | $732.3M | 12.67% | 0.04% | 2.08% | 42.5% |
| Q4 2024 | 88 | $723.2M | 13.33% | 0.05% | 2.28% | 43.8% |
| Q3 2024 | 93 | $645.9M | 14.54% | 0.04% | 2.19% | 48.4% |
| Q2 2024 | 88 | $659.6M | 12.79% | 0.03% | 2.06% | 46.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Eastern Colorado BankBank Cheyenne Wells, CO | 77 out of 100, Strong | $720.9M | 11.3% | 0.00% | vs |
| Yampa Valley BankBank Steamboat Springs, CO | 78 out of 100, Strong | $687.6M | 9.4% | 0.09% | vs |
| First Southwest BankBank Durango, CO | 86 out of 100, Very strong | $657.5M | 15.3% | 0.04% | vs |
| Stockmens BankBank Colorado Springs, CO | 75 out of 100, Strong | $650.8M | 10.6% | 0.18% | vs |
| High Plains BankBank Flagler, CO | 74 out of 100, Strong | $643.1M | 9.6% | 0.70% | vs |
| First National Bank ColoradoBank Las Animas, CO | 85 out of 100, Very strong | $634.3M | 11.8% | 0.00% | vs |
Deposit insurance
Is my money safe at AMG National Trust Bank?
Yes. AMG National Trust Bank is an FDIC-insured institution (FDIC certificate #57295). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 48.7% of deposits ($288.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.95% (benchmark: 10%).
8 locations
Branches
AMG National Trust Bank lists 2 offices in 2 cities. Most locations:
- Boulder, CO (1)
- Greenwood Village, CO (1)
Identity & history
Profile
- Legal name
- AMG National Trust Bank
- Former names
- AMG/Guaranty Trust, National Association
- Type
- National bank
- FDIC certificate #
- 57295
- RSSD ID
- 3015939
- Primary regulator
- OCC
- Holding company
- Amg National Corp
- Established
- August 1, 2001
- Headquarters
- 1155 Canyon Blvd, Boulder, CO 80302
- Website
- www.amgnational.com
- Employees
- 148
Quick answers
AMG National Trust Bank: common questions
Is AMG National Trust Bank FDIC insured?
Yes. AMG National Trust Bank is an FDIC-insured institution (FDIC certificate #57295). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is AMG National Trust Bank's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has AMG National Trust Bank ever failed?
There is no failure record for FDIC certificate #57295 in the FDIC failed bank list.
How many branches does AMG National Trust Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Boulder
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| Transact Bank, National AssociationBank Denver, CO | 86 out of 100, Very strong | $6.5M | 16.3% | 0.00% | vs |
| Affidian Federal Credit UnionCredit union Denver, CO | 85 out of 100, Very strong | $360.1M | 18.9% | 0.85% | vs |
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| North Valley BankBank Thornton, CO | 80 out of 100, Strong | $268.6M | 13.5% | 0.53% | vs |
| Beal Bank USABank Las Vegas, NV | 80 out of 100, Strong | $11.0B | 21.9% | 0.78% | vs |