Side-by-side · Q2 2026 data
Adams Bank & Trust vs Elevations Credit Union
Metric by metric
| Measure | Adams Bank & Trust | Elevations Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 91 (stronger) | 67 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 73 (stronger) | 60 |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 93rd | 66th |
| Total assets | $1.3B | $3.5B |
| Deposits / shares | $1.1B | $2.7B |
| Capital ratio | 14.11% (stronger) | 11.73% |
| Problem loans | 0.55% | 0.49% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 1.32% (stronger) | 1.00% |
| Loans ÷ deposits | 82.4% (stronger) | 99.6% |
| Uninsured deposits | 23.0% | 9.2% (stronger) |
| Offices | 23 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Adams Bank & Trust has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 5 and Elevations Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.