Side-by-side · Q2 2026 data
Adams Bank & Trust vs Farmers Bank
Metric by metric
| Measure | Adams Bank & Trust | Farmers Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 51 |
| Capital cushion | 91 (stronger) | 80 |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 73 | 90 (stronger) |
| Funding & liquidity | 69 (stronger) | 60 |
| Problem-loan coverage | 95 (stronger) | 0 |
| Peer percentile | 93rd | 8th |
| Total assets | $1.3B | $297.3M |
| Deposits / shares | $1.1B | $275.9M |
| Capital ratio | 14.11% (stronger) | 13.02% |
| Problem loans | 0.55% (stronger) | 6.35% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.32% | 1.76% (stronger) |
| Loans ÷ deposits | 82.4% | 60.6% (stronger) |
| Uninsured deposits | 23.0% (stronger) | 51.2% |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Adams Bank & Trust has the higher TellerScore (82 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 5 and Farmers Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.