Side-by-side · Q2 2026 data
Adams State Bank vs West Gate Bank
Metric by metric
| Measure | Adams State Bank | West Gate Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 84 (stronger) | 59 |
| Funding & liquidity | 70 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 90th | 66th |
| Total assets | $70.2M | $1.5B |
| Deposits / shares | $54.2M | $1.3B |
| Capital ratio | 16.62% (stronger) | 10.38% |
| Problem loans | 0.09% (stronger) | 0.25% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.59% (stronger) | 0.97% |
| Loans ÷ deposits | 90.1% | 83.0% (stronger) |
| Uninsured deposits | 14.0% (stronger) | 15.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Adams State Bank has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Adams State Bank leads on 6 and West Gate Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.