The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (76 → 72), mostly because the capital cushion component weakened by 17 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Nebraska

Yes. West Gate Bank is an FDIC-insured institution (FDIC certificate #19850). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.6% of deposits ($199.0M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

West Gate Bank lists 10 offices in 3 cities. Most locations:

• Lincoln, NE (6)
• Omaha, NE (3)
• Bellevue, NE (1)

All branch addresses and map

In 2025, West Gate Bank reported 2,804 home-loan applications under HMDA (LEI 549300QLO8TSQW5JTK72): 2,409 originated ($678,505,000 total), 134 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

West Gate Bank

Type

State-chartered bank

FDIC certificate #

19850

RSSD ID

207050

Primary regulator

FDIC

Holding company

West Gate Banshares Inc

Established

September 3, 1968

Headquarters

6003 Old Cheney Rd, Lincoln, NE 68516

Website

my.westgate.bank

Employees

223