Side-by-side · Q2 2026 data
Adirondack Regional Federal Credit Union vs Good Neighbors Federal Credit Union
Credit union
Adirondack Regional Federal Credit Union
Tupper Lake, New York · Under $100 million in assets
Metric by metric
| Measure | Adirondack Regional Federal Credit Union | Good Neighbors Federal Credit Union |
|---|---|---|
| TellerScore | 48 (stronger) | 30 |
| Capital cushion | 45 (stronger) | 26 |
| Loan quality | 29 (stronger) | 5 |
| Earnings | 62 (stronger) | 14 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 0 | 50 (stronger) |
| Peer percentile | 7th | 1st |
| Total assets | $88.3M | $91.7M |
| Deposits / shares | $79.8M | $84.6M |
| Capital ratio | 9.52% (stronger) | 7.61% |
| Problem loans | 2.14% (stronger) | 2.85% |
| Net charge-offs | 0.90% | 0.05% (stronger) |
| Return on assets | 1.04% (stronger) | -0.15% |
| Loans ÷ deposits | 58.0% (stronger) | 72.6% |
| Uninsured deposits | 0.8% (stronger) | 5.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adirondack Regional Federal Credit Union has the higher TellerScore (48 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Adirondack Regional Federal Credit Union leads on 6 and Good Neighbors Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.