TellerScore

Good Neighbors Federal Credit Union (NCUA charter #11663) is based in Depew, New York. Its Q2 2026 call report shows $91.7M in total assets and $84.6M in member shares and deposits and 2 offices.

Good Neighbors Federal Credit Union has a TellerScore of 30 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 266th. Funding & liquidity contributes the most (88/100, 73% loans-to-deposits, 5% uninsured); loan quality contributes the least (5/100, 2.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.61%
Loan quality5/100
Loans 60+ days delinquent ÷ total loans: 2.85%
Earnings14/100
Return on assets (annualized): -0.15%
Funding & liquidity88/100
Loans ÷ shares: 72.6% · 5.4% uninsured
Problem-loan coverage50/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 25.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (43 → 30), mostly because the loan quality component weakened by 52 points.

TellerScore
273543Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202429
Q3 202427
Q4 202427
Q1 202527
Q2 202543
Q3 202535
Q4 202534
Q1 202636
Q2 202630
Net worth ratio
7.00%7.79%8.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.57%
Q3 20248.20%
Q4 20248.07%
Q1 20257.77%
Q2 20257.48%
Q3 20257.80%
Q4 20257.61%
Q1 20267.54%
Q2 20267.61%
Delinquent loans (60+ days)
1.29%2.62%3.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.41%
Q3 20243.94%
Q4 20243.48%
Q1 20253.57%
Q2 20251.29%
Q3 20252.16%
Q4 20252.27%
Q1 20262.04%
Q2 20262.85%
Return on assets
-1.38%-0.76%-0.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.91%
Q3 2024-1.38%
Q4 2024-1.16%
Q1 2025-0.88%
Q2 2025-1.30%
Q3 2025-0.93%
Q4 2025-0.61%
Q1 2026-0.46%
Q2 2026-0.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202630$91.7M7.61%2.85%-0.15%72.6%
Q1 202636$92.2M7.54%2.04%-0.46%70.4%
Q4 202534$92.7M7.61%2.27%-0.61%69.4%
Q3 202535$89.6M7.80%2.16%-0.93%72.0%
Q2 202543$93.6M7.48%1.29%-1.30%68.6%
Q1 202527$95.3M7.77%3.57%-0.88%66.8%
Q4 202427$94.3M8.07%3.48%-1.16%68.9%
Q3 202427$94.2M8.20%3.94%-1.38%69.9%
Q2 202429$96.5M8.57%3.41%-0.91%68.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.61%
3rd
Problem loans2.85%
14th
Net charge-offs0.05%
62nd
Return on assets-0.15%
16th
Loans to deposits72.6%
29th
Uninsured deposits5.4%
19th
Loan-loss reserves0.00%
37th
Texas ratio25.1%
3rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Western New York Federal Credit UnionCredit union West Seneca, NY79 out of 100, Strong$92.6M11.5%0.33%vs
Eastern Operating Engineers Federal Credit UnionCredit union Whitestone, NY60 out of 100, Moderate$88.6M9.8%0.32%vs
Adirondack Regional Federal Credit UnionCredit union Tupper Lake, NY48 out of 100, Below average$88.3M9.5%2.14%vs
Lufthansa Emp. Federal Credit UnionCredit union Westbury, NY83 out of 100, Strong$95.2M17.4%0.36%vs
Radius Federal Credit UnionCredit union Kenmore, NY70 out of 100, Strong$87.2M15.8%2.50%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs

Deposit insurance

Is my money safe at Good Neighbors Federal Credit Union?

Yes. Good Neighbors Federal Credit Union is a federally insured credit union (NCUA charter #11663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($4.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.61%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Good Neighbors Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Good Neighbors Federal Credit Union
Type
Federal credit union
NCUA charter #
11663
RSSD ID
753883
Primary regulator
NCUA
Established
1957
Headquarters
30 Brunswick Rd, Depew, NY 14043
Employees
41

Quick answers

Good Neighbors Federal Credit Union: common questions

Is Good Neighbors Federal Credit Union NCUA insured?

Yes. Good Neighbors Federal Credit Union is a federally insured credit union (NCUA charter #11663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Good Neighbors Federal Credit Union's TellerScore?

30 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Good Neighbors Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Depew

InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY96 out of 100, Very strong$168.4M23.9%0.12%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$38.1M17.2%0.00%vs
Titan Federal Credit UnionCredit union Pleasant Gap, PA94 out of 100, Very strong$69.5M15.4%0.31%vs