Side-by-side · Q2 2026 data
Adrian Bank vs F & C Bank
Metric by metric
| Measure | Adrian Bank | F & C Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 82 (stronger) | 59 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 88th | 72nd |
| Total assets | $195.6M | $481.0M |
| Deposits / shares | $172.7M | $420.7M |
| Capital ratio | 12.56% (stronger) | 11.01% |
| Problem loans | 0.52% | 0.38% (stronger) |
| Net charge-offs | 0.44% | 0.03% (stronger) |
| Return on assets | 2.63% (stronger) | 2.34% |
| Loans ÷ deposits | 76.2% (stronger) | 101.7% |
| Uninsured deposits | 17.0% | 10.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 1.5% |
Adrian Bank has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Adrian Bank leads on 4 and F & C Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.