Side-by-side · Q2 2026 data
Adrian Bank vs State Bank of Southwest Missouri
Metric by metric
| Measure | Adrian Bank | State Bank of Southwest Missouri |
|---|---|---|
| TellerScore | 85 (stronger) | 64 |
| Capital cushion | 76 (stronger) | 25 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 82 (stronger) | 51 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 88th | 26th |
| Total assets | $195.6M | $183.8M |
| Deposits / shares | $172.7M | $164.0M |
| Capital ratio | 12.56% (stronger) | 7.49% |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 2.63% (stronger) | 1.17% |
| Loans ÷ deposits | 76.2% (stronger) | 92.7% |
| Uninsured deposits | 17.0% (stronger) | 30.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 1.4% |
Adrian Bank has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Adrian Bank leads on 5 and State Bank of Southwest Missouri on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.