The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Missouri

Yes. State Bank of Southwest Missouri is an FDIC-insured institution (FDIC certificate #26358). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.2% of deposits ($49.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.49%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.71% (benchmark: 10%).

Check how much of your own balance is covered

State Bank of Southwest Missouri lists 1 office in 1 city. Most locations:

• Springfield, MO (1)

All branch addresses and map

In 2025, State Bank of Southwest Missouri reported 74 home-loan applications under HMDA (LEI 549300V8T6PR1YOM6967): 65 originated ($23,365,000 total), 1 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

State Bank of Southwest Missouri

Type

State-chartered bank

FDIC certificate #

26358

RSSD ID

293754

Primary regulator

FDIC

Holding company

State Bancshares Inc

Established

September 16, 1985

Headquarters

3310 E Sunshine St, Springfield, MO 65804

Website

www.state.bank

Employees

35