Side-by-side · Q2 2026 data
Advanced Financial Federal Credit Union vs Healthcare Employees Federal Credit Union
Credit union
Advanced Financial Federal Credit Union
New Providence, New Jersey · $100 million – $1 billion
Credit union
Healthcare Employees Federal Credit Union
Princeton, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Advanced Financial Federal Credit Union | Healthcare Employees Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 52 | 79 (stronger) |
| Earnings | 26 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 57th | 89th |
| Total assets | $107.0M | $137.2M |
| Deposits / shares | $89.8M | $119.0M |
| Capital ratio | 15.67% (stronger) | 13.58% |
| Problem loans | 1.45% | 0.62% (stronger) |
| Net charge-offs | 0.26% | 0.07% (stronger) |
| Return on assets | 0.15% | 1.71% (stronger) |
| Loans ÷ deposits | 59.0% (stronger) | 70.5% |
| Uninsured deposits | 5.0% | 2.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthcare Employees Federal Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Advanced Financial Federal Credit Union leads on 2 and Healthcare Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.