TellerScore

Healthcare Employees Federal Credit Union (NCUA charter #24150) is based in Princeton, New Jersey. Its Q2 2026 call report shows $137.2M in total assets and $119.0M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Healthcare Employees Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 89% of 1,341 credit unions with $100 million – $1 billion. Among 126 credit unions headquartered in New Jersey, it ranks 10th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is loan quality (79/100; 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.58%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings88/100
Return on assets (annualized): 1.71%
Funding & liquidity90/100
Loans ÷ shares: 70.5% · 2.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the capital cushion component improved by 14 points.

TellerScore
738291Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202478
Q4 202479
Q1 202581
Q2 202583
Q3 202587
Q4 202587
Q1 202691
Q2 202686
Net worth ratio
7.00%10.29%13.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.94%
Q3 202411.34%
Q4 202411.69%
Q1 202511.89%
Q2 202512.22%
Q3 202513.08%
Q4 202513.38%
Q1 202613.50%
Q2 202613.58%
Delinquent loans (60+ days)
0.26%0.44%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.60%
Q3 20240.34%
Q4 20240.26%
Q1 20250.48%
Q2 20250.28%
Q3 20250.41%
Q4 20250.53%
Q1 20260.30%
Q2 20260.62%
Return on assets
0.89%1.51%2.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.89%
Q3 20241.01%
Q4 20241.03%
Q1 20251.39%
Q2 20251.36%
Q3 20251.75%
Q4 20251.74%
Q1 20262.13%
Q2 20261.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$137.2M13.58%0.62%1.71%70.5%
Q1 202691$134.7M13.50%0.30%2.13%70.6%
Q4 202587$130.5M13.38%0.53%1.74%68.7%
Q3 202587$129.1M13.08%0.41%1.75%70.4%
Q2 202583$131.7M12.22%0.28%1.36%68.3%
Q1 202581$131.7M11.89%0.48%1.39%65.1%
Q4 202479$130.0M11.69%0.26%1.03%63.7%
Q3 202478$131.2M11.34%0.34%1.01%60.4%
Q2 202473$132.3M10.94%0.60%0.89%60.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.58%
75th
Problem loans0.62%
54th
Net charge-offs0.07%
89th
Return on assets1.71%
93rd
Loans to deposits70.5%
60th
Uninsured deposits2.4%
87th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
65th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
County Excellence Federal Credit UnionCredit union Roselle Park, NJ57 out of 100, Moderate$137.9M8.4%1.37%vs
Campbell Federal Credit UnionCredit union Maple Shade, NJ69 out of 100, Moderate$138.6M14.3%1.36%vs
Liberty Savings Federal Credit UnionCredit union Jersey City, NJ54 out of 100, Below average$135.1M11.7%2.09%vs
Members 1st of NJ Federal Credit UnionCredit union Vineland, NJ67 out of 100, Moderate$134.2M9.6%0.65%vs
Nova Ua Federal Credit UnionCredit union Clifton, NJ79 out of 100, Strong$156.4M13.8%0.17%vs
Deepwater Industries Federal Credit UnionCredit union Deepwater, NJ77 out of 100, Strong$113.6M11.2%1.00%vs

Deposit insurance

Is my money safe at Healthcare Employees Federal Credit Union?

Yes. Healthcare Employees Federal Credit Union is a federally insured credit union (NCUA charter #24150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Healthcare Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Healthcare Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24150
RSSD ID
527196
Primary regulator
NCUA
Established
1984
Headquarters
29 Emmons Drive, Suite C-40, Princeton, NJ 08540
Employees
24

Quick answers

Healthcare Employees Federal Credit Union: common questions

Is Healthcare Employees Federal Credit Union NCUA insured?

Yes. Healthcare Employees Federal Credit Union is a federally insured credit union (NCUA charter #24150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Healthcare Employees Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Healthcare Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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