Side-by-side · Q2 2026 data
Advancial Federal Credit Union vs Jsc Federal Credit Union
Metric by metric
| Measure | Advancial Federal Credit Union | Jsc Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 66 (stronger) |
| Capital cushion | 30 | 70 (stronger) |
| Loan quality | 56 | 64 (stronger) |
| Earnings | 30 | 43 (stronger) |
| Funding & liquidity | 44 | 82 (stronger) |
| Problem-loan coverage | 71 | 85 (stronger) |
| Peer percentile | 2nd | 44th |
| Total assets | $2.4B | $2.6B |
| Deposits / shares | $1.9B | $2.3B |
| Capital ratio | 7.98% | 12.01% (stronger) |
| Problem loans | 1.33% | 1.08% (stronger) |
| Net charge-offs | 0.74% | 0.68% (stronger) |
| Return on assets | 0.25% | 0.58% (stronger) |
| Loans ÷ deposits | 105.3% | 78.7% (stronger) |
| Uninsured deposits | 24.8% | 7.5% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.6% |
Jsc Federal Credit Union has the higher TellerScore (66 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Advancial Federal Credit Union leads on 0 and Jsc Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.