Side-by-side · Q2 2026 data
Advancial Federal Credit Union vs Texas Trust Credit Union
Metric by metric
| Measure | Advancial Federal Credit Union | Texas Trust Credit Union |
|---|---|---|
| TellerScore | 43 | 62 (stronger) |
| Capital cushion | 30 | 56 (stronger) |
| Loan quality | 56 | 69 (stronger) |
| Earnings | 30 | 44 (stronger) |
| Funding & liquidity | 44 | 69 (stronger) |
| Problem-loan coverage | 71 | 85 (stronger) |
| Peer percentile | 2nd | 30th |
| Total assets | $2.4B | $2.1B |
| Deposits / shares | $1.9B | $1.7B |
| Capital ratio | 7.98% | 10.55% (stronger) |
| Problem loans | 1.33% | 0.94% (stronger) |
| Net charge-offs | 0.74% (stronger) | 1.11% |
| Return on assets | 0.25% | 0.60% (stronger) |
| Loans ÷ deposits | 105.3% | 91.1% (stronger) |
| Uninsured deposits | 24.8% | 7.7% (stronger) |
| Offices | 8 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Trust Credit Union has the higher TellerScore (62 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Advancial Federal Credit Union leads on 1 and Texas Trust Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.