Side-by-side · Q2 2026 data
Advanz Federal Credit Union vs Transcend Credit Union
Metric by metric
| Measure | Advanz Federal Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 82 | 96 (stronger) |
| Earnings | 51 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 87th | 83rd |
| Total assets | $161.6M | $588.3M |
| Deposits / shares | $135.5M | $473.2M |
| Capital ratio | 15.63% (stronger) | 13.37% |
| Problem loans | 0.54% | 0.13% (stronger) |
| Net charge-offs | 0.30% | 0.18% (stronger) |
| Return on assets | 0.78% | 1.19% (stronger) |
| Loans ÷ deposits | 51.5% (stronger) | 91.0% |
| Uninsured deposits | 4.0% (stronger) | 9.8% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
Advanz Federal Credit Union has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Advanz Federal Credit Union leads on 4 and Transcend Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.