Side-by-side · Q2 2026 data
Adventure Credit Union vs Embers Credit Union
Metric by metric
| Measure | Adventure Credit Union | Embers Credit Union |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 65 | 71 (stronger) |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 35 | 62 (stronger) |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 41st | 68th |
| Total assets | $645.9M | $621.8M |
| Deposits / shares | $564.1M | $544.3M |
| Capital ratio | 11.49% | 12.07% (stronger) |
| Problem loans | 0.73% | 0.64% (stronger) |
| Net charge-offs | 0.71% | 0.09% (stronger) |
| Return on assets | 0.37% | 1.06% (stronger) |
| Loans ÷ deposits | 80.2% | 75.1% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 5.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Embers Credit Union has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Adventure Credit Union leads on 1 and Embers Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.