Side-by-side · Q2 2026 data
Advia Credit Union vs Elga Credit Union
Metric by metric
| Measure | Advia Credit Union | Elga Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 77 (stronger) | 54 |
| Earnings | 64 (stronger) | 59 |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 36th | 75th |
| Total assets | $4.1B | $2.5B |
| Deposits / shares | $3.3B | $2.0B |
| Capital ratio | 9.73% | 17.80% (stronger) |
| Problem loans | 0.70% (stronger) | 1.38% |
| Net charge-offs | 0.46% (stronger) | 0.70% |
| Return on assets | 1.10% (stronger) | 0.98% |
| Loans ÷ deposits | 97.2% | 79.4% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 23.2% |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Elga Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Advia Credit Union leads on 4 and Elga Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.