Side-by-side · Q2 2026 data
Afena Federal Credit Union vs Family Horizons Credit Union
Credit union
Family Horizons Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Afena Federal Credit Union | Family Horizons Credit Union |
|---|---|---|
| TellerScore | 52 | 66 (stronger) |
| Capital cushion | 62 (stronger) | 61 |
| Loan quality | 50 | 86 (stronger) |
| Earnings | 1 | 23 (stronger) |
| Funding & liquidity | 86 (stronger) | 83 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 11th | 32nd |
| Total assets | $97.6M | $93.2M |
| Deposits / shares | $85.6M | $82.3M |
| Capital ratio | 11.16% (stronger) | 11.07% |
| Problem loans | 1.49% | 0.42% (stronger) |
| Net charge-offs | 1.14% | 0.54% (stronger) |
| Return on assets | -0.46% | 0.07% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 77.4% |
| Uninsured deposits | 4.7% (stronger) | 5.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Family Horizons Credit Union has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Afena Federal Credit Union leads on 3 and Family Horizons Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.