Side-by-side · Q2 2026 data
Affidian Federal Credit Union vs Air Academy Federal Credit Union
Credit union
Air Academy Federal Credit Union
Colorado Spring, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Affidian Federal Credit Union | Air Academy Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 72 | 86 (stronger) |
| Earnings | 78 (stronger) | 35 |
| Funding & liquidity | 78 (stronger) | 70 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 87th | 19th |
| Total assets | $360.1M | $810.4M |
| Deposits / shares | $290.1M | $720.0M |
| Capital ratio | 18.85% (stronger) | 8.49% |
| Problem loans | 0.85% | 0.41% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.59% |
| Return on assets | 1.45% (stronger) | 0.36% |
| Loans ÷ deposits | 82.3% (stronger) | 89.9% |
| Uninsured deposits | 12.8% | 3.9% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.0% |
Affidian Federal Credit Union has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Affidian Federal Credit Union leads on 5 and Air Academy Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.